Off To The (Retirement) Races!

Well, it looks like it has been a while since I’ve posted. Sheesh. I post a ton of stuff on Facebook, mostly political rants in my public feed, tho. (They seem to keep the riff-raff away.) The interesting stuff is all in private groups that can’t be seen outside of them. 

The problem with so-called “social media” is that most people have different facets in our lives. We spend time in different communities with different people, and they don’t typically overlap. Social media assumes your entire life is an open book, and everybody sees everything. I don’t know too many people like that. Maybe it’s a generational thing.

I can’t imagine having 1000+ friends in 8th grade and growing up with that many luantics in tow. I went to the same grade school and high school, and couldn’t wait to get into college so I could get away from those folks. Over half of my life was spent with a lot of them, and I didn’t care if I never saw any of them ever again.

I initially thought I’d go to UofA because it was in another city, until I found out that a TON of people in my HS graduating class were going there. So I decided to go to ASU instead. And in my entire 5 years there, I think I maybe ran into 5 people from my earlier school years. Whew! I’m sure there were more, but were probably just didn’t cross paths.

Anyway, on May 18th, I celebrated 40 years since graduating with a degree in Math / Computer Science. Hard to imagine. Today that is pretty meaningless because companies mostly want to know what tools you’ve worked with recently — it’s more important to them than what you may have learned in college. People ask, “Well what does a guy with a CS degree know that I don’t?”

You mean … aside from perspective? I’ve seen a wide variety of how to build this and that, and why different things are important and others aren’t. I think that the biggest thing people who are entirely self-taught tend to lack over what people with CS degrees have is that they’re unable to look at things from a bird’s-eye perspective. That is, they tend to be unable to deal with abstractions very well. They want you to paint a picture for them in very concrete terms. That’s fine if you already know what you want, but it’s not helpful if you’re brainstorming and trying to figure out your high-level requirements.

So at the end of next month (July), I’ll be turning 63. It’s weird. My age has always been just a number to me, and the idea of “retirement” has always been something 20-30 years in the future. Now it’s emmenint. I could retire today, but I wouldn’t make enough from Social Security to pay my bills (it’s only supposed to cover 1/2 of your expenses, and I wouldn’t make even enough for that). My retirement savings got wiped out because of dry spells I had in the early 90’s and after 2000. And if you retire before you hit your “Full Retirement Age” (FRA) according to the IRS, then any income you earn reduces your Social Security by that much. Look, if you don’t have the other half, why do you get penalized by losing your SS if you have to keep working to make up that missing half? (You don’t lose it; rather, it gets put back into your pot and disbursed later.) So I have to keep working until I’m 66 and 4 months (my FRA) before I can “officially retire”, at which point I can make as much as I want and collect my SS without having it taken away.

Well, my plan is to build a business over the next few years, sell it off for $10-$20 million, and THEN retire! THAT is what I’m working on now. YEE-HAW! Let’s GIT ‘ER DONE!!!

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